Florida Homes for Sale, Mortgage News, Tips, and Trends!
Here is Where I Share Florida Listings of My Realtor Partners and Friends along with up to date mortgage industry insight!
New FHA Monthly Mortgage Insurance Premium
New FHA Mortgage Insurance Premium Rates The FHA mortgage program has been extremely successful. The program is more than solvent and that has allowed HUD to lower the monthly mortgage insurance premiums at a time when home affordability is stressed with higher...
Covid 19 Update in the Mortgage Banking Industry
Its a crazy time in the mortgage lending world with Covid-19 but here is the latest update!
Saving Deals With the MCC First Time Home Buyer Program!
Attention Real Estate Agents! Chances are your loan originator partners are not utilizing the first time home buyer program for Florida called the Mortgage Credit Certificate program or MCC for short. I'm actually amazed at the number of agents who don't...
Florida FHA Loan Limits For Each County
Florida FHA Loan Limits for 2018 The Florida FHA loan limits can vary by county to county, but predominantly for Florida most counties are at $294,515. The FHA loan program does not have purchase price limits but it does have a loan limit. That means you can buy over...
Updated Manufactured Home Loan Guidelines for Conventional Financing
**Important Update for Financing Manufactured Homes** "We no longer require an engineer report when borrowers utilize conventional financing!!" Coast 2 Coast Lending (a division of Hamilton Group Funding) has updated our Manufactured Home guidelines:...
New USDA Income Limits!
The USDA has increased the income limits for their $0 down home loan program! For almost all of the counties in Florida the new USDA income limits for a household of 4 or less is $82,700. For a 5-8 person household the new income limit is $109,150. 1- 4...
Can I Finance a Log Cabin?
The short and skinny answer to whether you can finance a log cabin is yes! However an appraisal has to be done, and in order to get an accurate estimate of worth for the lender there must be comparable properties in the area. A log home is not considered...
5953 NE 62nd Court Road Silver Springs FL 34488
This property is eligible for 100% USDA mortgage financing. Look below for more financing options. Mark and Rhonda are great real estate agents and they can help you secure this home. Its a gorgeous property in a beautiful area. Silver Springs is a haven of nature....
16319 Swan View Circle Odessa, FL
This 2/2 Townhome qualifies for $0 Down USDA financing!, see mortgage options below! A lot people don't think you can use USDA financing for a town home but you actually can! Jesse Leal is a great real estate agent as well. There is an HOA on this property but kick...
Florida USDA Turn Times
What are Florida USDA Turn Times?Florida USDA turn times are important to know as you go through the process of shopping and getting your home under contract to purchase. Likewise when you are nearing your closing date it can become even more important. When using a...
4743 SE 35th St, Ocala, FL 34480
Christi Mcall is one of the best agents in town! This home is absolutely gorgeous, located in Ocala its a great option for FHA financing or conventional. Give Christi a call if you are interested in this property, but its always smart to get pre-approved first!...
Housing Prices in Ocala Florida
The median sale price of a home in Marion County increased more than 23 percent in November over the same month last year, according to Realtors. The Ocala/Marion County Association of Realtors reported Monday that price in November was $122,000, up from $98,900 in...