First Responder Mortgage Program

The mortgage program for police officers, firefighters, EMT's, paramedics and Veterans.

First Responder Mortgage Program


Our first responder mortgage program is our bank’s way of giving back to those who put their life on the line and saves lives. From our Veterans serving our country at home and abroad. To state troopers making our highways safe. To sheriff’s deputies patrolling our counties and police officers making our cities safe. Not only does it serve those in harms way of enemies and criminals it serves those in the line of fire literally. Our great firefighters throughout the counties and cities can participate in the Hamilton for Heroes program.

We wanted to take it a step further though and provide the well deserved benefit for paramedics, and emergency medical technicians (EMT’s). They are saving lives everyday and they deserve the Hamilton for Heroes benefit as well.


So What’s the Benefit as a First Responder?


In short the first responder program saves you money! No matter what loan program we utilize for you, we eliminate the underwriting fee and processing fee. This saves you approximately $1695 in closing costs. This is not a trick or somehow built into your loan. This is a real savings for our police officers, sheriffs deputies, firefighters, paramedics and EMT’s. So how can this benefit play out in my scenario. Listed below are bullet points for your easy reading.

Benefits in a Nutshell 

  • If you are paying your own closing costs on a new purchase this money can stay in your pocket or be used to buy down the rate even further.
  • When asking the seller to pay your closing costs it can significantly help the chances of your offer being accepted by asking for less.
  • If you are refinancing and including your closing costs into your mortgage then it will keep your balance down by $1595.
  • The First Responder Mortgage Program works for all of our in house lending programs including Conventional, USDA, FHA, and VA lending programs.


First Responder Mortgage Program in Summary


You have given your life to the service of our country as a veteran, we are just trying to do our part to serve you back. You’re a highway patrolman or a state trooper constantly in danger trying to keep our highways safe. It’s our way of giving back to you. Maybe you are a police officer or sheriff’s deputy dealing with domestic disputes, drug activity, unspeakable crime. It’s our way of giving back to you. You could be a paramedic or EMT, dealing with the loss of life and emergency situations that most people will never have to experience, you’re saving people’s lives and protecting them. Its our way of giving back to you. In a way $1695 isn’t enough, but its what we can offer as a bank by eliminating our fees to help your home purchase or refinance. 


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