by Keith Meredith | Oct 4, 2025 | Mortgage Guidelines, Mortgage News, Uncategorized
You can buy a second primary residence for your parents! Ill be honest, I’ve been doing mortgages for over 15 years and I don’t know it all. Its the crazy thing about this business. The amount of nuance between each loan program, what you can do and...
by Keith Meredith | Feb 25, 2023 | FHA Financing, Mortgage Guidelines, Uncategorized
New FHA Mortgage Insurance Premium Rates The FHA mortgage program has been extremely successful. The program is more than solvent and that has allowed HUD to lower the monthly mortgage insurance premiums at a time when home affordability is stressed with higher...
by Keith Meredith | Apr 3, 2020 | Mortgage News, Uncategorized
**Mortgage Banking Update During Corona Virus** We have felt a lot of pain in the mortgage industry to say the least, but it’s still nothing compared those families who are suffering losses and the first responders who are trying to save life after life...
by Keith Meredith | Oct 25, 2018 | Mortgage Guidelines, Mortgage News
Attention Real Estate Agents! ** as of 10/07/2025 this program is no longer being offer by the state of Florida Chances are your loan originator partners are not utilizing the first time home buyer program for Florida called the Mortgage Credit Certificate program or...
by Keith Meredith | Jun 22, 2018 | USDA Rural Development
The USDA has increased the income limits for their $0 down home loan program! For almost all of the counties in Florida the new USDA income limits for a household of 4 or less is $82,700. For a 5-8 person household the new income limit is $109,150. 1- 4 person...
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