Mortgage Loan Program OptionsWhether it be VA, FHA, USDA, Conventional, or a reverse mortgage we can help you with your purchase or refinance. Learn more about each loan program below.
Let us help you choose the best loan program for you!
Choosing among the various mortgage loan programs can be confusing, but choosing correctly is crucial to the success and satisfaction of your home mortgage. There are many options to choose from and many ways to structure your mortgage loan program. From $0 down to second homes, investment properties and Jumbo loans, we offer a wide variety of programs to choose from. Working with a mortgage advisor will help you determine which mortgage loan program fits your needs the best. Your credit, available sourced and seasoned funds for down payment, and debt to income ratios can all play a factor. We’ve provided the summaries below to learn more about each program so you can discuss which mortgage loan program you like best with your mortgage advisor.
Buy with as little as 3.5% down and with a score as low as 600. Additionally the seller can pay all your closing costs. Great for first time buyers who don’t want any geographic limitations to their purchase.
Refinance Your Mortgage
Lowering your interest rate could save your thousands of dollars over the life of your loan! Special HARP, FHA, VA, and USDA refinance programs are still available!
We can help you finance a manufactured home through VA, FHA, or conventional financing. Second homes are allowed. With as little as 5% down for a primary residence with conventional or 3.5% down with FHA. VA is still $0 down for veterans.
We can help you finance the home of your choice, through FHA, VA, USDA, or conventional financing. We have an excellent one time close product that you can use with a lot you already own or want to purchase.
If you are self employed then you need to know your options. It could be possible to use 1 year of tax returns or your bank statements to calculate your income. Let us help you navigate through your choices.