Can I finance a log cabin? The answer is yes!

Some lenders won’t let you but it’s not a problem for us. 

Conventional financing is going to be your best bet for a loan program.

For a primary residence you can buy with as little as 5% down. If you’re first time home buyer you can purchase with 3% down.

If you are buying the home as a second home your minimum down would be 10%. For an investment property it would be 20% down. We also have DSCR options as well. Which stands for debt service coverage ratios. With these programs we don’t look at your income to qualify. We look at the potential rent the property would generate. This is for an investment only.

 So what do I do next to finance a log cabin?

If you’re having trouble getting your log cabin financed for purchase or a refinance please fill out an app below. Just because one lender says no doesn’t mean all lenders will. We have over 200 wholesale lenders as our disposal. Text or call us if you have more questions.

 

Get Pre-approved for a log cabin.

Keith Meredith is an accomplished mortgage originator, blogger, and content creator. He is credentialed in multiple loan programs, actively originates mortgages, and recruits. With a background in finance he takes his expertise and product knowledge and brings it down to earth so the general public can understand and have access to program guidelines that will help them find the mortgage they need and direct them on the path that meets their home ownership goals. Follow him on X, Facebook, and IG.

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Keith Meredith Division President
Keith Meredith is a 15 year mortgage industry expert. He has originated over a $100,000,000 million in mortgages.